This is it! I am retired!! So, what’s the update with regards to our financial goals? Since DH will continue working through end of July – mid August, I will continue tracking our financial goals through August/September, at which point I will switch to tracking against the retirement spending goals, to make sure we are […]

My early retirement is in a few days (May 12th is just a week away) – how are we doing with regard to our financial goals? Since I am going to be paid through mid May and DH through end of July, I will continue tracking our financial goals through July, at which point I

Wow, my early retirement is practically here – how are we doing with regard to our financial goals? Since I am going to be paid through mid May and DH through end of July, I will continue tracking our financial goals through July, at which point I will switch to tracking against the retirement spending

It’s getting closer to crossing the line over to the early retirement – are we getting closer with our financial goals? February was another turbulent month, ending with a small set back to our goals: The gap to close shows what we need to accomplish by May 2023 to be able to retire early. In

60 days to go before I pull the plug – are we getting closer with our financial goals? January brought some relief with markets becoming more optimistic in the new year: The gap to close shows what we need to accomplish by May 2023 to be able to retire early. In January we “gained” $109K,

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? December was not the best month, again, and looks like not much progress had been made, even with the semi-annual bonus that DH received in that month: The gap to close shows what we need to accomplish

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? Thankfully, November was as good as October, when it comes to recovering after a horrible month of September. Now it does look like we are making the progress (which we did every month but the market losses

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? October was a little bit of saving grace after a horrible month of September. Even though we diligently follow the plan, 2022 market declines make it look like we’ve been doing nothing. At least October gains improved

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? This is horrible! We have a few months before we want to pull the plug, and the market is declining and declining and declining! As you can see, after more than a year of devoted savings, it

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? As we are getting closer to our finish line, the equilibristic of the markets is driving me nuts! Where is the stability, I am asking you? 🙂 After such a nice rally in July, August turned around

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? This update marks a whole year since I started tracking our progress. So, where do we stand after a whole year of deliberate marching towards early retirement goals we set for ourselves? Ok, finally! The market reversed

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? Yet another one of those months when the market kept going down and up and down again… I do hope that what comes down will come up again, but for now… Since we can’t control the market,

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? Another one of those months when the market kept going down and up and down again… Since we can’t control the market, the only thing we can do in this situation is to continue contributing to the

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? April was one of those months when the market kept going down and down and down… The only thing we can do in this situation is to continue contributing to the accounts, paying down the mortgage and

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? March made up for the losses we’ve seen in February. While the markets had been up and down, we ended up in a positive territory for the month. The gap to close shows what we need to

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? February turned out to be a crazy month, for multiple reasons… Russia started a war with Ukraine, our son decided to withdraw from college… The markets had been up and down, and even my annual bonus did

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? January has been a disappointing month for us financially (and not only for us)… The market has gone down and down and down, wiping most of the growth we’ve seen in pre- and post-tax accounts… The gap

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? December had been an awesome month for us financially! Three pay periods, a large semi-annual bonus and market growth resulted in a great progress towards our early retirement goals! The gap to close shows what we need

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? After the downer September came a better October! The markets behaved much better that last month, which made up for the declines we’ve seen in September. And that’s a good news, despite the fact that one of

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? September was a downer! The market giveth, the market taketh away… Despite our making a dent in Mortgage and college costs, as well as normal additions to pre- and post-tax accounts, the net impact of September is

Ok, the time for the next financial update – what progress has been made towards achieving Early Retirement? August was a typical month – no bonuses, two paychecks, no additional benefits (like ESPP purchases). That’s what we should expect to happen in seven out of twelve months (we get DH’s semi-annual bonuses in July and

Ok, the time for the first financial update – what progress has been made towards achieving Early Retirement? July was a great month to make a progress. Dear Husband (DH) received his semi-annual bonus, which went a long way towards closing the gap between where we are today and the prospect of retiring early in